Mortgage broker in Fort Myers, Florida

Home loans in Fort Myers

Fort Myers is the commercial center of Lee County, with the downtown River District, the Edison and Ford estates, and neighborhoods ranging from historic McGregor to new communities off Daniels Parkway and Colonial Boulevard. It is a primary-residence market as much as a second-home market.

Fort Myers housing and what it means for your loan

Everything from first-time-buyer homes and condos to riverfront estates. Post-hurricane rebuilding and new roofs affect insurance and appraisals, and four-point inspections are standard on older homes.

Programs Fort Myers buyers use most

• Conventional and FHA for first-time buyers
• VA for veterans and active duty
• Jumbo and second-home financing
• Renovation loans for older homes and storm-damaged properties

See all loan programs: Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, renovation, refinance and cash-out.

Why Fort Myers buyers choose a broker

Florida closings have more moving parts than most: condo reviews, flood determinations, wind mitigation, insurance quotes and HOA or CDD assessments. A single bank has one set of answers. As a broker we match your file to the lender on our panel that handles your building, your flood zone or your income type best, and we start insurance and association reviews at contract so nothing surprises you at closing. Broker vs. bank, explained.

Fort Myers mortgage questions

Will I need a four-point inspection?

Most Florida insurers require one on homes older than about 20 years. We line up insurance quotes at contract so the premium is known before the appraisal.

Can I buy a Fort Myers home that needs a new roof?

Yes, with a renovation loan or a seller credit, depending on the insurer's requirements. We tell you which path works for the specific home.

Is there down payment assistance in Lee County?

Florida Housing and local programs exist for qualifying buyers. We show the real cost alongside a standard loan so you can decide.

Nearby communities we serve

Cape Coral, Estero, Bonita Springs, Lehigh Acres, Fort Myers Beach, and the rest of Collier and Lee counties, plus buyers statewide. All Florida service areas.

Licensing

Gosney Mortgage Group LLC, NMLS #1779150. Florida Mortgage Broker License MBR6353. Rollin Gosney, NMLS #1775528, Florida Loan Originator License LO119755. Equal Housing Opportunity.