Mortgage broker in Lehigh Acres, Florida

Home loans in Lehigh Acres

Lehigh Acres is the most affordable large market in Lee County, with half-acre lots, new construction everywhere, and strong demand from first-time buyers and investors. Many addresses qualify for USDA zero-down financing.

Lehigh Acres housing and what it means for your loan

Newer single-family homes on quarter- and half-acre lots, spec builds, and older homes from earlier development waves. Well and septic are common, and USDA eligibility covers much of the area.

Programs Lehigh Acres buyers use most

• USDA zero-down on eligible addresses
• FHA and conventional 3% down for first-time buyers
• New-construction financing
• DSCR loans for rental investors

See all loan programs: Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, renovation, refinance and cash-out.

Why Lehigh Acres buyers choose a broker

Florida closings have more moving parts than most: condo reviews, flood determinations, wind mitigation, insurance quotes and HOA or CDD assessments. A single bank has one set of answers. As a broker we match your file to the lender on our panel that handles your building, your flood zone or your income type best, and we start insurance and association reviews at contract so nothing surprises you at closing. Broker vs. bank, explained.

Lehigh Acres mortgage questions

Is Lehigh Acres USDA-eligible?

Large portions are. USDA is address-specific with income limits; we check both before you shop.

Can I buy a brand-new spec home with FHA?

Yes. FHA finances new construction with the builder's warranty and required inspections.

Do you work with Lehigh investors buying multiple homes?

Yes. DSCR loans let you qualify on rent and scale without tax-return underwriting on each purchase.

Nearby communities we serve

Fort Myers, Cape Coral, Estero, Bonita Springs, Naples, and the rest of Collier and Lee counties, plus buyers statewide. All Florida service areas.

Licensing

Gosney Mortgage Group LLC, NMLS #1779150. Florida Mortgage Broker License MBR6353. Rollin Gosney, NMLS #1775528, Florida Loan Originator License LO119755. Equal Housing Opportunity.