Mortgage broker in Warren, Ohio

Home loans in Warren

Warren is the Trumbull County seat, with Courthouse Square, the Packard legacy, and a growing base of investors and first-time buyers drawn by affordable prices. Howland and Champion to the east and north add newer housing to the mix.

Warren housing and what it means for your loan

Brick homes in the historic districts, 1950s neighborhoods across the city, and newer construction in Howland and Champion townships. Two-to-four unit properties are plentiful for investors.

Programs Warren buyers use most

• FHA and conventional for first-time buyers
• DSCR and bank-statement loans for investors
• VA for veterans and Air Reserve Station personnel
• Renovation financing for older homes

See all loan programs: Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, renovation, refinance and cash-out.

Why Warren buyers choose a broker

A bank offers one set of rates and guidelines. As a broker we shop your file across our lender panel, so a Warren buyer with a smaller down payment, self-employment income, or an investment property gets matched to the lender that actually wants that loan. You get one point of contact, Rollin Gosney, from pre-approval through closing. Broker vs. bank, explained.

Warren mortgage questions

Do you lend in Howland and Champion?

Yes. We serve all of Trumbull County, including Howland, Champion, Cortland, Bazetta and Lordstown.

Can I use rental income to qualify in Warren?

Yes, for owner-occupied 2 to 4 units on FHA and conventional, and DSCR loans qualify entirely on rent for pure investments.

How do I know if a Warren home needs an FHA-approved repair?

The appraiser flags safety and soundness items. We tell you in advance what commonly comes up on older Warren homes so you can plan.

Nearby communities we serve

Niles, Youngstown, Austintown, Hubbard, Canfield, and the rest of Mahoning, Columbiana and Trumbull counties. All Ohio service areas.

Licensing

Gosney Mortgage Group LLC, NMLS #1779150. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804367.000. Rollin Gosney, NMLS #1775528. Equal Housing Opportunity. 22½ S. Main St, Columbiana, OH 44408.