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VA loans
Guaranteed by the U.S. Department of Veterans Affairs, VA loans are one of the strongest benefits available to eligible veterans, active-duty service members, and surviving spouses.
A good fit for
- Veterans and active-duty service members
- Eligible surviving spouses
- National Guard and Reserve members who meet service requirements
- Buyers who want to keep cash in reserve
Good to know
- Requires a Certificate of Eligibility, which we can request for you
- No monthly mortgage insurance
- A VA funding fee applies unless you are exempt
- For primary residences
The VA benefit
VA loans do not require monthly mortgage insurance, and VA limits certain closing costs borrowers can be charged. Many veterans qualify for financing with little or no money down.
Getting your eligibility
You need a Certificate of Eligibility (COE). In most cases we can pull it electronically during your application. If not, we will tell you exactly which service documents to gather.
VA refinance options
Already have a VA loan? An Interest Rate Reduction Refinance Loan (IRRRL) can lower your rate with streamlined paperwork. A VA cash-out refinance can also replace a non-VA loan.
Rates and terms change daily. Contact us for current pricing based on your credit, property, and down payment.
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Ready to see your options?
Apply online in about 15 minutes, or call to talk it through first.