Mortgage broker in Struthers, Ohio

Home loans in Struthers

Struthers is a compact city along the Mahoning River between Youngstown and Poland, with Struthers schools, Yellow Creek Park, and some of the most accessible home prices in the valley. First-time buyers and investors both find value here.

Struthers housing and what it means for your loan

Mostly single-family homes from the early 1900s through the 1960s on city lots, plus duplexes near the river. Affordable prices make 3% to 3.5% down payments very manageable.

Programs Struthers buyers use most

• FHA and conventional 3% down
• VA for veterans
• DSCR loans for duplexes and small rentals
• Renovation financing for older homes

See all loan programs: Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, renovation, refinance and cash-out.

Why Struthers buyers choose a broker

A bank offers one set of rates and guidelines. As a broker we shop your file across our lender panel, so a Struthers buyer with a smaller down payment, self-employment income, or an investment property gets matched to the lender that actually wants that loan. You get one point of contact, Rollin Gosney, from pre-approval through closing. Broker vs. bank, explained.

Struthers mortgage questions

What is the lowest down payment for a Struthers home?

Zero down on VA, 3% on conventional for first-time buyers, 3.5% on FHA.

Can seller credits cover my closing costs?

Yes, up to program limits. We negotiate credits into your offer strategy with your agent.

Do you finance duplexes in Struthers?

Yes, as owner-occupied with FHA or conventional, or as investments with DSCR loans.

Nearby communities we serve

Poland, Youngstown, Boardman, Columbiana, Hubbard, and the rest of Mahoning, Columbiana and Trumbull counties. All Ohio service areas.

Licensing

Gosney Mortgage Group LLC, NMLS #1779150. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804367.000. Rollin Gosney, NMLS #1775528. Equal Housing Opportunity. 22½ S. Main St, Columbiana, OH 44408.