Mortgage broker in Lisbon, Ohio

Home loans in Lisbon

Lisbon is the Columbiana County seat, with a historic town square, the county courthouse, and farmland in every direction. Most of the area is USDA-eligible, which makes zero-down financing the first thing we check for buyers here.

Lisbon housing and what it means for your loan

Historic homes around the square, modest single-family homes in the village, and farms, acreage and manufactured homes on permanent foundations in the surrounding townships.

Programs Lisbon buyers use most

• USDA zero-down on most addresses
• FHA and conventional for village homes
• Financing for acreage and homes with outbuildings
• Manufactured homes on permanent foundations

See all loan programs: Conventional, FHA, VA, USDA, Jumbo, DSCR, bank statement, renovation, refinance and cash-out.

Why Lisbon buyers choose a broker

A bank offers one set of rates and guidelines. As a broker we shop your file across our lender panel, so a Lisbon buyer with a smaller down payment, self-employment income, or an investment property gets matched to the lender that actually wants that loan. You get one point of contact, Rollin Gosney, from pre-approval through closing. Broker vs. bank, explained.

Lisbon mortgage questions

Is Lisbon USDA-eligible?

Most of Lisbon and the surrounding townships are. USDA offers zero down with income limits; we verify the address and your income against the county limit before you shop.

Can you finance a home with acreage near Lisbon?

Yes. Conventional, FHA, VA and USDA all allow acreage when the land is residential in nature. We pick the program that handles your property best.

Do you finance manufactured homes?

Yes, when the home is on a permanent foundation and titled as real estate. Several of our lenders specialize in this.

Nearby communities we serve

Columbiana, Salem, East Liverpool, East Palestine, Poland, and the rest of Mahoning, Columbiana and Trumbull counties. All Ohio service areas.

Licensing

Gosney Mortgage Group LLC, NMLS #1779150. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804367.000. Rollin Gosney, NMLS #1775528. Equal Housing Opportunity. 22½ S. Main St, Columbiana, OH 44408.