Refinance
Cash-out refinance
Turn your home's equity into cash for renovations, debt payoff, or your next investment.
How cash-out works
A cash-out refinance replaces your current mortgage with a larger one and pays you the difference at closing. How much you can take depends on your home's value, the program, and whether the property is your primary home or an investment.
Popular uses
- Home renovations that add value
- Paying off high-interest credit cards or loans
- A down payment on a rental or second home
- Business or education expenses
Cash-out on investment property
Investors can use conventional or DSCR cash-out refinances to recycle equity into the next property. Ask about seasoning requirements if you bought recently.
Compare against a HELOC
If your current rate is low, a home equity line of credit can leave your first mortgage in place. We will help you weigh both.
Ready to see your options?
Apply online in about 15 minutes, or call to talk it through first.