Your mortgage broker in Ohio & Florida
One application. Multiple lenders. More possibilities.
Let lenders compete for your business and find a loan that fits your life. You work directly with Rollin Gosney from application to closing.
Solicitud disponible en español. Más información
Why a broker
A bank offers its own loans. A broker shops the market.
Multiple lenders, one file
Apply once. We submit your file to the lenders whose pricing and guidelines fit you best.
Direct access
No call center. You have Rollin Gosney's cell and straight answers on timing, costs, and conditions.
Built for investors too
Rentals, multi-units, and portfolios with DSCR and non-QM programs most banks don't offer.
Loan programs
Financing for the way you buy
Conventional
Fannie Mae and Freddie Mac loans for primary homes, second homes, and rentals.
FHA
Flexible credit and down payment guidelines, popular with first-time buyers.
VA
Loans for eligible veterans, service members, and surviving spouses.
USDA
Financing for eligible homes in qualifying rural and suburban areas.
Jumbo
Loan amounts above conforming limits, including coastal Florida homes.
DSCR
Qualify on the property's rental income instead of personal tax returns.
Bank statement & non-QM
Options for business owners whose tax returns don't tell the full story.
Renovation
Finance the purchase and the repairs in one loan.
How it works
From application to closing
Apply online
About 15 minutes, in English or Spanish.
Upload documents
A personalized checklist in your secure portal.
Compare options
We price your loan across our lenders.
Close
We manage the details to the closing table.
Your secure borrower portal
Track your loan from your phone
- See your loan status in real time
- Upload documents securely
- Get a personalized needs list
- Message your loan officer directly
Calculators
Run the numbers first
Payment, affordability, refinance break-even, and a DSCR calculator for investors.
Open calculators
Meet your loan officer
Rollin Gosney
Rollin leads Gosney Mortgage Group and has led a real estate team in Northeast Ohio and Southwest Florida. He has worked every side of the closing table as an agent, an investor, and a mortgage broker.
FAQ
Common questions
What does a mortgage broker do?
We take one application and shop it across multiple wholesale lenders, then manage the loan from approval through closing. The lender funds the loan; we find the best fit and run the process.
Does using a broker cost more?
Wholesale pricing is often lower than retail bank pricing, even after broker compensation. All costs appear on your Loan Estimate, so you can compare line by line.
How are rates set?
Rates depend on the market plus your credit score, down payment, loan type, property type, and occupancy. That is why we quote after reviewing your scenario.
The Gosney companies
One family of companies for buying, financing, and improving property
TG Real Estate
Buy or sell in Northeast Ohio, including Columbiana, Mahoning, and Trumbull counties.
Visit tgrealestate.com →
Gosney Construction Group
Painting, repairs, remodeling, roofing, restoration, cleanouts, and commercial property services in Northeast Ohio.
Visit gosneyconstructiongroup.com →
Affiliated business disclosure: TG Real Estate, Gosney Mortgage Group LLC, and Gosney Construction Group LLC are affiliated through Rollin Gosney, who leads TG Real Estate and has an ownership interest in Gosney Mortgage Group LLC and Gosney Construction Group LLC, so he may receive a financial or other benefit when you use more than one of them. You are not required to use any of them as a condition of buying, selling, financing, or improving a property, and you are free to shop for other providers. Each company is a separate business responsible for its own services.
Ready to see your options?
Apply online in about 15 minutes, or call to talk it through first.
- Company NMLS
- #1779150
- Ohio
- RM.804367.000
- Florida
- MBR6353
- Loan officer
- Rollin Gosney
- LO NMLS
- #1775528
- Florida LO
- LO119755